October Market Update

Despite government shutdown concerns and trade tensions, markets continued to show strength in October, with the S&P 500 reaching 36 new all-time highs this year. While volatility spiked at times, markets quickly recovered—reinforcing the importance of staying invested and focused on long-term goals. The Social Security COLA for 2026 will rise 2.8%, though many retirees may still feel cost pressures, underscoring the need for diversified portfolios that balance growth and income.