Zombie Advisor Podcast

Medicare Decisions That Need a Second Look with Sandra Juetten

Medicare can feel difficult to sort through when plan options, provider networks, prescriptions, costs, and enrollment rules can all affect your decision.

How can you understand what fits your situation without assuming the plan that worked last year will still work next year?

In this episode of Zombie Advisor, James Knapp speaks with Sandra Juetten, Director of Individual & Medicare Business at Schatz Benefits Group, about making Medicare decisions with more clarity. Sandra explains Medicare Parts A and B, Medicare Advantage and Medigap options, provider networks, prescription coverage, annual plan reviews, enrollment periods, and why personal circumstances should guide plan selection.

Sandra discusses:

  • How Medicare enrollment begins with deciding whether to enroll in Parts A and B or defer coverage
  • Why prescriptions, doctors, specialists, and travel habits can influence Medicare plan selection
  • How provider networks and drug formularies can create meaningful differences between insurance plans
  • Why Medicare coverage should be reviewed annually as carriers, costs, benefits, and health needs change
  • How proactive communication can help clients respond when a doctor or major facility leaves a network

Meet the author

James Knapp

James Knapp, CFP®, leads the team for Boyum Wealth Architects as the Managing Partner and Chief Wealth Architect.  He was the founder and CEO of Heritage Wealth Architects where he was responsible for leading all aspects of the firm. James believes in meeting clients where they are in their financial lives, then working with them to build and execute plans to achieve financial growth and freedom. Earlier in his career, as a CERTIFIED FINANCIAL PLANNER® (CFP®) he led a franchise for one of the largest financial planning firms in the country.

Read more by James