Industry Expertise

Factoring Company Accounting, Audit & Advisory

Secured Financing CPAs

Secured financing companies operate in a complex, risk‑driven environment where accurate accounting, strong controls, and audit‑ready financials are essential. Boyum Barenscheer provides specialized accounting, audit, tax, and advisory services for secured financing companies, including firms engaged in factoring, asset‑based lending, and equipment finance.

We combine deep technical expertise with real‑world industry experience to help secured finance companies manage risk, meet lender and investor expectations, and support sustainable growth.

Industry-Focused Expertise in Secured Financing

Secured financing is not traditional lending and it requires specialized accounting and advisory support. From portfolio performance and reserve considerations to audits and lender reporting, secured finance companies face challenges that demand industry‑specific knowledge.

Our team understands the operational realities of secured financing, including:

Portfolio yield and profitability analysis
Credit risk and concentration management
Reserve adequacy and bad‑debt considerations
Audit and lender reporting expectations
Regulatory and compliance pressures

This experience allows us to anticipate issues early and provide guidance aligned with how secured financing businesses actually operate.

Who We Serve

We work with companies across the secured financing landscape, including those specializing in:

Invoice factoring
Asset‑based lending (ABL)
Equipment finance and leasing
Other secured lending and financing structures

Whether your business is heavily focused on factoring or operates across multiple secured finance products, our services are tailored to your structure, risk profile, and growth stage.

Meet Becky Gibbs, CPA

Becky Gibbs, head of our Audit Department and a factoring specialist, understands the unique needs of secured finance companies and brings deep industry insight to help clients navigate complex regulatory environments with confidence.

Becky Gibbs

Becky Gibbs, CPA Audit Partner

Core Services for Secured Financing Companies

Financial Statement Preparation & Attest Services

We can audit, review or compile financial statements to meet the expectations of lenders, investors, and other stakeholders who rely on accurate, transparent reporting from secured financing companies.

Our experience with factoring and other secured finance models helps ensure financial statements clearly reflect portfolio performance, reserves, and exposure — reducing friction during audits and reviews.

Risk Management & Internal Controls

Secured financing companies face ongoing credit, operational, and compliance risk. We help evaluate and strengthen internal controls to support:

Credit and portfolio monitoring
Transaction accuracy
Segregation of duties
Scalable processes as your business grows

Strong internal controls help reduce risk while building confidence with lenders, investors, and partners.

Tax Planning & Compliance for Secured Financing

Our tax professionals provide proactive planning and compliance services tailored to the unique structures and transactions common in secured financing, including factoring and asset‑based lending.

We help secured financing companies:

Navigate complex tax considerations
Identify planning opportunities
Stay compliant as regulations evolve

Financial Analysis & Performance Measurement

Clear insight into portfolio performance is critical for secured financing companies. We provide financial analysis that helps you evaluate:

Portfolio yield and profitability
Client and industry concentration
Performance trends and key metrics
Operational efficiency

These insights support informed decision‑making and stronger long‑term strategies.

Due Diligence for Transactions & Growth Events

When secured financing companies pursue acquisitions, portfolio purchases, or capital events, we provide due diligence services focused on:

Portfolio quality and risk exposure
Financial reporting accuracy
Operational and control considerations

Our due diligence helps uncover issues early and supports confident decision‑making.

Valuation Services

We assist secured financing companies with valuation services related to:

Business interests
Financing portfolios and collateral assets
Transaction and planning needs

Our valuations reflect an understanding of secured finance structures, portfolio dynamics, and market considerations.

I’ve had the pleasure of working with the Boyum audit and tax team for several years, and each experience has been consistently outstanding. Their knowledge of factoring is evident and has been a key asset in ensuring accuracy and efficiency throughout the audit process.

Claudia M.

I wanted to share my positive experience with Boyum Barenscheer. They’ve been instrumental in handling our audited financials and tax matters with great professionalism and accuracy for the last few years.

Gail R.

Why Companies Choose Boyum Barenscheer

Secured financing companies choose us because we combine technical accounting expertise with deep industry knowledge.

Clients value our:

Experience across factoring, asset‑based lending, and equipment finance
Practical, business‑focused guidance
Support for audits, lender reporting, and growth initiatives
Responsive, collaborative approach

We don’t just help you meet requirements, we help you operate with greater clarity and confidence.

Supporting Growth Across the Secured Finance Lifecycle

As secured financing companies grow, complexity increases. Our role is to help you stay ahead of that complexity with clear financial insight, strong controls, and trusted advisory support.

If you’re looking for an accounting firm that truly understands secured financing, including the nuances of factoring, Boyum Barenscheer is ready to help.